Think you don't need travel insurance?
Travel insurance could cover medical expenses, trip cancellation or delays, lost or stolen baggage and personal liability while you’re travelling. The type of cover you need will depend on the countries you’re visiting, the activities you’ll be doing and the length of your trip. You’ll also need to state whether you want travel insurance for a single trip, multiple trips or for backpacking.
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You can choose between 3 levels of cover so that you only ever pay for what you need. The bronze, silver and gold policies all offer the benefits you would expect alongside a range of other great features.

What does travel insurance cover?
- Choose from 3 levels of cover: bronze, silver and gold.
- Worldwide or European cover.
- Travel from any country.
- Up to £15m medical expenses.
- £2m personal liability cover.
- Repatriation to the UK or overseas base.
- Winter sports cover available.
What isn't covered?
- Any claim from you failing to take medication as prescribed by your medical practitioner.
- Any claim arising from you being under the influence of alcohol or drugs.
- Any claim arising from you being involved in any criminal act.
Travel insurance can be tricky to navigate. Managed care insurance plans require policyholders to receive care from a network of designated health care providers for the highest level of coverage. If patients seek care outside the network, they must pay a higher percentage of the cost. In some cases, the insurance company may even refuse payment outright for services obtained out of network.
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The information provided on this page is for editorial purposes only and not intended as financial advice.
Invictus at Home partnership with Just Travel (which is a trading style of Just Insurance Agents Limited). Just Insurance Agents Limited own and operate the travel insurance service. Just Insurance Agents Limited are authorised and regulated by the Financial Conduct Authority (FRN: 610022). You can check this out on the financial services register at https://register.fca.org.uk/